Condominium Insurance

If you live in a Condo then you are a part of a growing trend here in Houston. In the greater Houston area, there is an average of 550 condominiums sold every month and that trend is steadily increasing. Condominium insurance is sometimes overlooked by condo owners who think their condominium master insurance policy has them covered. This could result in a terrible financial mistake for the Condo owner. Monthly dues are paid towards the master insurance policy but that only covers the outside of the condominium building and other amenities like a shared pool or tennis court. It does not, however, cover much else, like the interior walls of your unit, including any wall covers, built-in and personal appliances, furniture, plumbing appliances like the tub or toilets, light fixtures, electronics (TV, stereo or laptop computer), your clothes or any structural improvements that you or previous owners have made to the unit. Consider obtaining enough condominium insurance coverage to replace anything that you would have to pay out of your own pocket to replace.

  • As a condo owner, it’s up to you to make sure you get proper condominium insurance to protect against several possible catastrophes including Fire, Smoke, Theft, Vandalism, Wind, Hurricane, and Lightning damage. In addition, condominium insurance also provides personal liability coverage that pays towards medical bills in case someone is injured in your condo.
  • Now that you have an idea of why condominium insurance is so important, let us help you determine how affordable this type of protection can be. Simply fill out the form above and we will send you an instant Houston condominium insurance price quote to your e-mail inbox in 10 minutes or less. Then if you like the rate, our licensed and experienced agents can review your quote by phone, discuss the coverage options and discounts, bind coverage, and help you make sure you are properly protected today.

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